Author Archives: Admin4

Medical experts as third-party referees

The legal system could use medical experts as third-party experts and not witnesses who appear in court either for the defendant or the plaintiff, says Toronto orthopaedic spine and trauma surgeon Dr. Michael Ford.

http://www.advocatedaily.com/michael-ford-medical-experts-as-third-party-referees.html

A recap of auto insurance prices in Ontario this year

To look back on the year behind us, let’s take a look at some of the numbers.

Throughout the year, we saw a slow yet steady decline in the rates of auto insurance premiums. Unfortunately the last quarter’s numbers are not yet available, but here is a break down of the first three quarters of 2017. And, to give you some context as to the prices in Ontario verses the rest of the country, here is a breakdown of the average price of an auto insurance policy per province, thanks to Fair Benefits Fairly Delivered.

https://www.insurancehunter.ca/blog/recap-auto-insurance-prices-ontario-year

What Should I Expect At An Initial Consultation With A Lawyer?

When you are getting ready to meet with a lawyer about a disability claimemployment claim or personal injury claim, you may be wondering what to expect. Do you have to bring certain documents, remember certain dates and details?

https://www.awaxmanlaw.ca/blog/what-should-i-expect-at-an-initial-consultation-with-a-lawyer

Robert Half expects litigation to offer most job opportunities in 2018

At least some job growth looks like it will be on the horizon for the new year, according to a recent survey of the legal profession.

The staffing agency Robert Half Canada Inc. took a look forward into 2018 by surveying 150 lawyers across Canada and asking them their opinions of the job market. According to the results, one-third said they plan to add new members to their existing legal teams in the first half of the year.

https://www.thelawyersdaily.ca/articles/5455/robert-half-expects-litigation-to-offer-most-job-opportunities-in-2018

Judge rules that Group Insurer must pay after denying Applicant’s Long-term Disability Benefits

Many people are provided long-term disability insurance coverage under their employer group insurance plan.  Such plans provide income replacement benefits in the event that an injury or illness prevents someone from working for an extended time.  To receive long-term disability benefits for the first two years of becoming unable to work, a person must be able to substantiate, through medical reports provided by their physician, that they are unable to perform the necessary tasks of their normal job.  After two years, eligibility requires that a person is unable to perform the required tasks for any job for which they are reasonably qualified, or could be qualified for, given their training, education or experience.

https://www.ilolaw.ca/blogpost/judge-rules-that-group-insurer-must-pay-after-denying-applicants-ltd-benefits

Uninsured Services: Billing and Block Fees

This policy sets out the College’s expectations of physicians in relation to billing for uninsured services, including offering patients the option of paying for uninsured services by way of a block fee. Key topics and expectations include:

http://www.cpso.on.ca/Policies-Publications/Policy/Uninsured-Services-Billing-and-Block-Fees

What Can I Do to Help My Mental Health? Understanding the Long-Term Disability Process

Some of the worst and most traumatic disabilities are those that can’t be seen physically, but rather mentally.

Mental disability is often brought on by high-levels of stress. Whether this originates from your workplace or a specific horrific experience, there are some challenges when filing for a long-term disability claim.

http://contelawyers.ca/can-help-mental-health-understanding-long-term-disability-process/

‘Christmas miracle’ as brain injury victim communicates with mom for first time since 1996

HALIFAX—In what her mother calls a “Christmas miracle,” a Nova Scotia woman who suffered a catastrophic brain injury in a 1996 car accident communicated one-on-one with her mother for the first time in 21 years.

Louise Misner said her 37-year-old daughter, Joellan Huntley, used eye-motion cameras and software on an iPad to respond to a comment from Misner about her clothes.

https://www.thestar.com/news/canada/2017/12/29/christmas-miracle-as-brain-injury-victim-communicates-with-mom-for-first-time-since-1996.html

Finn and TD General Decision Date: 2017-11-30, Decision: Arbitration, Final Decision, FSCO 5435

He was also examined in independent assessments at the request of TD by Dr. Howard Platnick, M.D., a family physician, and by Dr. Paul Kelly, Ph.D., C. Psych.  Both assessors found the Applicant to be co-operative and to have not exaggerated or overstated his symptoms.

Dr. Platnick was qualified to give opinion evidence as a family physician with an expertise in chronic pain and neuromusculoskeletal medicine.  He prepared a General Practitioner Insurer’s Examination Assessment Report[18] dated August 21, 2014 (“2014 Report”) and an Addendum Report dated November 12, 2015[19] (“2015 Addendum”).  He concluded in his 2014 Report that the Applicant had suffered a cervical myofascial strain WAD I and a lumbosacral myofascial strain but there were no valid indicators to support ongoing musculoskeletal, neurological or orthopaedic accident related injury or impairment.  His opinion was that the injuries satisfy the definition of minor injury and there was no pre-existing medical condition to prevent the Applicant achieving maximal recovery within the MIG.

Dr. Platnick set out the Applicant’s complaints and commented that they did not include any radicular symptoms, that is, no weakness, numbness or tingling.  In his evidence, he described neck and back pain as very common conditions in society in all age groups.  He testified that there is reliable testing available to confirm radiculopathy and nerve issues but none had been done here.  His opinion was that:

a)      the Applicant’s injuries due to the accident would have resolved with the four to six months of treatment he undertook;

b)      he saw no benefit to the Applicant having additional treatment;

c)      the Functional Evaluation Assessment was not reasonable or necessary as there were no findings in his assessment to justify it;

d)     the Workplace Assessment was also not reasonably required as there was no evidence in his examination of the injuries from the accident;

e)      the report of Dr. Balkansky did not give him enough information to support the conclusion;

f)       some of the tests that were conducted by Dr. Balkansky were screening tests, not diagnostic tests; and

g)      to diagnose radiculopathy he would need to see reflexes impacted, sensory loss, and muscle wasting.

I do not accept Dr. Platnick’s opinion for a number of reasons.  Dr. Platnick stated in his report that at the assessment, the Applicant had pain but no tingling or numbness in his arms, hands, legs or feet.[20]  Dr. Platnick’s testimony was that when he saw the Applicant his injuries were “cured” and he had only pain – not tingling or numbness in his hand.  He said that if there were later tests indicating other symptoms, then those symptoms are not connected to the accident.  This evidence is in stark contrast to the record by Dr. Paul Kelly, the psychologist, who saw the Applicant on August 7, 2014, about a month after the assessment by Dr. Platnick.  Dr. Kelly set out in quotation marks the Applicant’s statements to him that he got numbness and cramping in his fingers almost every day since the accident and that his back pain has been the same since the accident but the neck pain and pain in his leg does not bother him anymore.[21]

Also, Dr. Platnick’s recollection was that the description of the accident led him to believe that it was not severe.  In his view, a severe accident was a rollover or an intrusion into the cab of the vehicle or a car ripped apart.  He said that it is not surprising to find that a 1991 vehicle would have the seat brackets shifted in an accident.  The Applicant and his passenger both characterized the accident as severe and while the accident was not as severe as those described by Dr. Platnick, we are not dealing with a catastrophic injury claim as might well result from the accidents he described.  I accept the evidence of the witnesses who were the victims of the impact.

Even if this was not a severe accident according to his definition, Dr. Platnick agreed that radicular symptoms could develop even in a minor accident and that you could have radicular type of pain without having radiculopathy.  Given that potential, there are too few measurements in his report to support his conclusion.  Also he testified that, if there was radiculopathy in the patient’s history, he would have taken more measurements but he regarded this as a straightforward, non-complicated case.

Dr. Platnick testified that the objective testing for radiculopathy starts with symptoms of pain going from the neck or back to an extremity and the objective testing would be done for reflexes, sensory tests, nerve root tension signs, loss of strength and muscle atrophy.  His opinion was that if a patient had none of the five test responses, then there was no radiculopathy; if he had one of those five plus clinical symptoms then he could have radiculopathy.  These statements support the Applicant’s case as he complained of numbness and tingling, and not Dr. Platnick’s conclusion.

Dr. Platnick’s assessment included review of the documents supporting the treatment plans including the review of the Balkansky 2015 Report.  That review must necessarily have been limited because Dr. Platnick was not familiar with all the tests that Dr. Balkansky referred to as support for his conclusions.

Reevely: Years after saying they would, Ontario’s Liberals get serious about cutting car-insurance premiums