Author Archives: Admin2

Bill S-4: will it fuel UBI privacy concerns?

by Admin2

The office of Canada’s privacy commissioner is urging Ottawa to change its digital privacy bill, amid concerns it will open the door to private companies swapping personal information without any consent or notification – a concern many drivers have about sharing their driving data through usage based insurance.

http://www.insurancebusiness.ca/news/bill-s4-will-it-fuel-ubi-privacy-concerns-178232.aspx

80 per cent of Canadians ‘unfamiliar’ with UBI – whose fault is that?

by Admin2

The vast majority of drivers on Canadian roads are unfamiliar with usage-based insurance, according to a recent Kanetix study – and that may be fuelling the reluctance by some to embrace a telematics solution.

http://www.insurancebusiness.ca/news/80-per-cent-of-canadians-unfamiliar-with-ubi–whose-fault-is-that-178233.aspx

FSCO issues two consumer warnings of unlicensed insurance activity

by Admin2

The Financial Services Commission of Ontario (FSCO) has issued two separate warnings related to unlicensed insurance activity in the province.

http://www.canadianunderwriter.ca/news/fsco-issues-two-consumer-warnings-of-unlicensed-insurance-activity/1003100876/

Corruption in Canada

by Admin2
 The Corruption Perceptions Index ranks Canada among the top tenth least corrupt countries in the world.[1] However, in recent years, corruption is increasingly a major issue in government, industry and non-governmental organizations. For instance, in 2013, 117 of the 250 companies blacklisted byWorld Bank “from bidding on its global projects under its fraud and corruption policy” are from Canada.[2] Canada ranks at the bottom of the bribery-fighting rankings, “with little or no enforcement of anti-bribery measures”.[3] While Canada consistently ranks high in relative international indexes, “a large proportion of Canadians see their politicians and their institutions as fundamentally corrupt.[4]

Personal Injury Law: Cost proportionality not always kind to injured plaintiffs

by Admin2
When it comes to legal costs, the proportionality concept is a welcome feature in civil litigation but it can serve to penalize personal injury plaintiffs with modest claims.
 
“Personal injury litigation is extremely expensive. Even the simplest case is expensive to properly present at trial.
With recent court decisions challenging the admissibility of treatment reports that don’t formally comply with the rules for expert reports, disbursement costs have increased drastically.”

Lawyers divided on WSIB stress-claim ruling

by Admin2
In a decision that has divided employment lawyers, a Workplace Safety and Insurance Appeals Tribunal panel has found chronic workplace-related stress could be a valid claim under the province’s workplace insurance system.

Some lawyers say the decision that found provisions restricting claims for work-related stress were unconstitutional may encourage people who are simply stressed out at work to pursue compensation.

Look for more changes to Ontario’s auto insurance

by Admin2
Breach of good faith can reset limitation clock

http://www.lawyersweekly-digital.com/lawyersweekly/3406?folio=12#pg13

Assessment adjustment

by Admin2

Decision allowing evaluations by non-health specialists might not be as good as it sounds
http://www.lawyersweekly.ca/index.php?section=article&articleid=2159

MIG-SCHMIG

by Admin2
“… if the dispute is still ongoing three years after a claim is made and that dispute is about whether or not a treatment request for an injury could be in the MIG, it is too late for treatment unless already incurred. It can only be about money.” 
The Ontario Rehab Alliance, a non-profit organization of 97 health care firms employing more than 4,000 professionals, concluded from the stats that “people with injuries that are more serious than a simple strain are being treated inappropriately in the MIG.”

Telematics changes the dynamics of the automobile insurance industry

by Admin2

There has been much discussion about the introduction of vehicle telematics to the Canadian insurance marketplace. The idea of usage-based insurance (UBI) is that a driver’s behaviour is monitored in real time while the person drives. This information is then transmitted to the driver’s insurance company which analyses the data, assesses the likelihood of the driver being involved in an accident, and charges an insurance premium accordingly.

http://www.insblogs.com/auto/telematics-changes-dynamics-automobile-insurance-industry/