Author Archives: Admin2

The downside of judge’s ruling on reviewing draft expert reports

According to Justice Janet Wilson’s conclusions in Moore v. Getahun on Jan. 14, counsel’s practice of reviewing draft expert reports must stop and meetings with experts to go over the reports are no longer acceptable.

http://www.lawtimesnews.com/201401273733/headline-news/the-downside-of-judge-s-ruling-on-reviewing-draft-expert-reports

The downside of judge’s ruling on reviewing draft expert reports

According to Justice Janet Wilson’s conclusions inMoore v. Getahun on Jan. 14, counsel’s practice of reviewing draft expert reports must stop and meetings with experts to go over the reports are no longer acceptable.

http://www.lawtimesnews.com/201401273733/headline-news/the-downside-of-judge-s-ruling-on-reviewing-draft-expert-reports

Lobby group doing its job – The Insurance Bureau of Canada is an association representing private companies, not you

The name, Insurance Bureau of Canada, may sound as if the IBC is part of or affiliated with the government or some Crown agency, but that’s not the case….The IBC is a creation of Canada’s private insurance companies. It’s an association that represents them. Basically, the IBC is a lobby group.

http://www.torontosun.com/2014/01/24/lobby-group-doing-its-job

Recycled numbers – letter to the Sun

Re “Time to speak up about car insurance” (Alan Shanoff, Jan. 12): It must be because current insurer profitability is so healthy that Ralph Palumbo from the Insurance Bureau of Canada has no choice but to continue recycling numbers that are five and six years old, and compares Ontario’s costs to those provinces with more extensive public funding for rehabilitation (“Injuries drive costs,” Letters, Jan. 19). I suppose that if we are to go into ancient history then I, too, could quote record profitability numbers for insurers from eight years ago. But why do that? I would rather talk about current insurer profitability which sees insurers collectively pocketing almost 60¢ out of every dollar we consumers pay for accident benefits. These numbers are published by the independent General Insurance Statistical Agency. Palumbo refers to insurer examiners as “attending to the interests of the injured before all else” while painting claimants and the healthcare providers who treat them as abusers.Treating providers are also regulated health professionals whose professional colleges can impose sanctions on them, too. I wonder how many sanctions have been applied to insurance assessors for poor performance compared to the clients’ own treating providers?

Laurie Davis, Executive Director, Ontario Rehab Alliance

(One type of fraud occurs when criminals rip off car insurers through phony accident and medical claims. Another, equally wrong, occurs when insurers fail to honour valid insurance claims from injured accident victims who bought their insurance policies in good faith) http://www.torontosun.com/2014/01/24/letters-to–the-editor-jan-26

The Greater Whole

In the past, fraudsters have taken advantage of individual insurers who opted to piece together suspicious claims in isolation. A new initiative, however, is based on the whole being greater than the sum of its parts, bringing insurers together and pooling their data.

http://www.canadianunderwriter.ca/news/the-greater-whole/1002876486/?type=Print%20Archives

FSCO Has Released a Revised MIG and OCF-18

The revised MIG and OCF-18 reflect the recent change made to the SABS in which a pre-existing condition must have been documented by a health practitioner prior to the accident.  The change is reflected in Section 4 of the MIG which deals with impairments that do not fall under the guideline.  As for the OCF-18, changes have been made to the introductory Note box on page 1 and to the second question in Part 4.

http://williehandler.blogspot.ca/2014/01/fsco-has-released-revised-mig-and-ocf-18.html

Big Surveillance Demands Big Privacy – Enter Privacy-Protective Surveillance

Join Ontario’s Information and Privacy Commissioner, Dr. Ann Cavoukian, and esteemed guests as they address these important issues on International Privacy Day: January 28, 2014,  9 a.m.  – 12:30 p.m. You can view the event via live webcast

http://www.realprivacy.ca/index.php/international-privacy-day-symposium/

Will Insurers Begin to Use Social Media Postings to Calculate Premiums?

A Look at Some Startling Trends and the Possible Consequences for Consumers – interesting US article

http://verdict.justia.com/2012/01/03/will-insurers-begin-to-use-social-media-postings-to-calculate-premiums?utm_source=verdict.justia&utm_medium=verdict.justia&utm_campaign=verdict.justia&utm_content=verdict.justia&utm_term=verdict.justia

Telematics gives brokers opportunities to offer advice but may need a ‘disable creep stalk’ function

“I was able, to track, in a weekly report, my wife doing 57 over the posted limit .. coming off (Ontario Highway) 409 on to the entrance into (Toronto) Pearson  (International Airport),” he said. “The speed limit goes from 100 to 90 to 80 to 60 to 50 in about 10 feet and there is always a cop there. You can spot those kinds of things. They are interesting but a bit creepy.”

http://www.canadianunderwriter.ca/news/telematics-gives-brokers-opportunities-to-offer-advice-but-may-need-a-disable-creep-stalk-function/1002876453/s7vw03Wsv64srM2vx/?ref=enews_CU&utm_source=CU&utm_medium=email&utm_campaign=CU-EN01272014

An expensive lesson

A Toronto lawyer says he has learned an expensive lesson about not taking clients’ words without a written direction after a judge ordered him to pay nearly $20,000 this week for accepting a settlement offer without receiving an instruction from his client first.

http://www.canadianlawyermag.com/legalfeeds/1902/an-expensive-lesson.html