On April 11, 2017, David Marshall released his report to the Ontario Provincial Government, “Fair Benefits Fairly Delivered: A Review of the Auto Insurance System in Ontario”. The report reveals that private automobile insurers in Ontario are charging drivers on average $1,458 per vehicle for annual automobile insurance premiums – 55 per cent higher than the average in the other provinces
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“I Thought I Was OK”—The Invisible Accident Injury
You emerged with no broken bones, cuts or scratches. You were thankful and relieved that you survived a car accident without any injuries. But a few days or weeks later, you started to notice you were definitely not okay.
Invisible or delayed injuries after car accidents are extremely common and yet there isn’t a lot of awareness about them. Sometimes these injuries are painful but treatable and fairly minor. Others are more serious and require complex medical attention.
http://www.vandykelaw.ca/2017/
Arbitrator’s finding that ATV was covered for SABS benefits under a commercial umbrella liability policy is upheld
Arbitrator’s findings regarding the interpretation of a commercial umbrella liability policy was found to be unreasonable, but was upheld on the basis that the arbitrator nonetheless reached the correct disposition.
Chris Selley: If driving is a privilege, why is it so hard to revoke?
Justice was administered to Audrey Thomas this month at Old City Hall courthouse in Toronto, and a brief, rote spasm of outrage ensued. On June 14 last year, Thomas accidentally rammed her Mercedes SUV into the booth that sisters Algie and Allane Parucha were manning at the City Place Urban Market. Algie Parucha died instantly.
Ontario MPP proposes insurance recovery legislation
A bill that was recently introduced could – once passed – force insurers to pay out claims for cases related to domestic violence.
“No-one deserves to go through this double hell,” said Liberal Mike Colle. “This is a violation of a person’s basic human rights that is tolerated.”
Ask A Lawyer – Disability Insurance Claim Insurance Law
I am on long-term disability and want to relocate from one province to another. Will my disability benefits be affected?
Many disability policies have a provision that requires the claimant to be living in Canada, and may in some cases also indicate the province. Where the claim is ongoing, it would make sense to discuss any plans to move with the insurance company, as they may not have any problem with a claimant relocating from one province to another. You may also consider asking for a copy of the policy, and in particular any provisions regarding residency requirements.
Wendy Levinson: Ask doctor if tests are really necessary
Each year, at least one million unnecessary tests, treatments and procedures are done in Canadian health-care settings. This means that hundreds of thousands of Canadians are exposed to potential harm by unnecessary care.
What constitutes “unnecessary care”?
Why are we paying for doctors’ malpractice?
Most Canadians are not familiar with the Canadian Medical Protection Association (CMPA). The CMPA describes itself as “a not-for-profit mutual defence association.” That is an interesting term, “association”. Even though it actsas an insurer, providing resources to help manage risk and assistance when medical-legal difficulties arise, the CMPA is not an insurer.
Hugh Segal: Ontario’s ‘basic income’ pilot helps defuse political anger that stems from economic exclusion
A sense of balance and decency should never be taken for granted in any society. Critical pillars of democratic nations—such as the rule of law, presumption of innocence, and voluntary compliance—depend on perceptions of fairness and a reasonable sense of opportunity across the population as a whole, not just among those who are better off.
‘Fresh approach’ needed for Ontario auto insurance: IBC CEO
A report released two weeks ago is “probably the best description we have to date of what is wrong” with Ontario’s auto insurance system, the chief executive officer of Insurance Bureau of Canada said Tuesday.