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Shop Insurance Canada Discusses Auto Insurance Postal Code Premiums

(PRLeap.com) October 14, 2016 – The interesting and somewhat hilarious story of one Toronto resident highlights how auto insurance companies calculate premiums based on location. Sometimes the system is so rigid that it can result in savings or paying a lot more for coverage, through the space of a few blocks. Shop Insurance Canada says this is common practice, but the results can sometimes seem very unfair.

Driving while drug-impaired case reaches Supreme Court of Canada over admissibility of police opinion evidence

An issue before Canada’s highest court is whether a judge can admit opinion evidence from a drug recognition expert without holding a “Mohan” voir dire, which is a court procedure named after the 1994 Supreme Court of Canada ruling restoring the sexual assault conviction of Chikmaglur Mohan. The court had excluded expert evidence from a defence witness.

http://www.canadianunderwriter.ca/insurance/driving-drug-impaired-case-reaches-supreme-court-canada-admissibility-police-opinion-evidence-1004101449/

Blaming the victim for thief’s injury unfair

A mother provides beer to her underage son. The unlicensed and drunk 16-year-old steals a car from Rankin’s Garage and in the ensuing joyride with his friend, crashes, and leaves his pal with a permanent brain injury.

http://www.torontosun.com/2016/10/13/blaming-the-victim-goes-too-far

Court Ordered Defence Medicals

n the recently reported case of Daggitt v. Campbell[i], the Court reviews the requirements for a Court ordered defence medical pursuant to Section 105 of the Courts of Justice Act and Rule 33 of the Rules of Civil Procedure.  In this motion, heard in April of 2016, with the case scheduled for Trial in September, defence counsel sought to have a third defence medical conducted by a psychiatrist.  The Plaintiff had already undergone defence medicals by a physiatrist and an orthopedic surgeon.  The Plaintiff did not have a psychiatric expert report, but Plaintiff counsel did intend to rely, at Trial, upon the evidence of a psychologist who prepared a report for the accident benefit insurer and a neuropsychologist who treated the Plaintiff flowing from the accident benefits assessment.

http://www.millerthomson.com/en/blog/mt-insurance-law-blog/court-ordered-defence-medicals

Doctors worry about patient privacy as they speculate on government plans for eHealth

The province’s doctors are expressing “grave concerns” about the Liberal government’s plans for eHealth Ontario.

In the wake of Health Minister Eric Hoskins’ decision to ask Premier Kathleen Wynne’s privatization guru, Ed Clark, to appraise the monetary value of the electronic health records agency, the Ontario Medical Association is sounding the alarm over patient privacy.

https://www.thestar.com/news/queenspark/2016/10/13/doctors-worry-about-patient-privacy-as-they-speculate-on-government-plans-for-ehealth.html

 

CEO of nurses’ association denounces LHSC for sending letter about public meeting it’s hosting Friday

“(This) is a blatant attempt to intimidate (the Registered Nurses’ Association of Ontario) into staying silent on matters of interest to our members and the public. We recognize it as a bullying tactic and we will not be influenced by it in any way, shape or form,” Doris Grinspun, chief executive of the nurses’ association, wrote Thursday to Murray Glendining, chief executive of London Health Sciences Centre, and hospital board chair Tom Gergely. The Free Pressobtained the letter.

http://www.lfpress.com/2016/10/13/president-of-nurses-association-denounces-lhsc-for-sending-letter-about-public-meeting-its-hosting-friday

So we ask – why is the Ontario government gifting auto insurers with our healthcare dollars?

For 11 years the Ontario government has known that the taxpayers are paying too much for the healthcare of MVA victims post accident. The Auditor General has told them so in more than one report. The Minister of Finance recently put out the HSPRN report that acknowledges that the actual cost to OHIP was $383 million in 2013/14. This is a shortfall of $241 million in just one year. The loss to the taxpayer, who is paying while insurers aren’t, is well over $1 billion in just the last 5 years alone.

Ontario auto insurers continue to pay just $142 million per year.

So we ask – why is the Ontario government gifting auto insurers?

With a total of 69,724 incidents in 2013/14 this amounts to a total present value (net actuarial liability) of $383,099,805 for MVAs that occurred in 2013/14. HSPRN Report, “Cost of Public Health Services for Ontario Residents Injured as a Result of a Motor Vehicle Accident”

2011 Annual Report of the Office of the Auditor General of Ontario http://www.auditor.on.ca/en/content/annualreports/arreports/en11/301en11.pdf– see page 65   In 2005, our audit of the recovery of health costs resulting from accidents led us to conclude that the Ministries of Health and Finance did not have satisfactory policies and procedures in place to monitor the adequacy of the initial $80-million annual assessment. Subsequently, the government increased the annual assessment in September 2006 to about $142 million.

Corrections to yesterday’s CBC story

http://www.cbc.ca/news/canada/hamilton/ontario-insurance-change-1.3796126

An earlier version of this story incorrectly said Adam Bari’s injuries were to his left arm and leg. It is been amended to say the injuries were to his right arm and leg. Oct 11, 2016 3:09 PM ET

An earlier version of this story incorrectly named the family’s insurer as Impact. In fact, it is Intact Insurance. Oct 11, 2016 1:40 PM ET

An earlier version of this story said incorrectly that with the Glasgow Coma Scale, one is the most severe result. In fact, because there are three sections to the scale, and the results are added together, the lowest possible result is three — three ones added together, which is what Adam Bari scored. Oct 11, 2016 12:15 PM ET

If He Crashed 12 Hours Earlier, He Wouldn’t Face Bankruptcy

Newser) – They say timing is everything. That seems to be distinctly, horribly true in the case of Adam Bari. The 34-year-old Canadian man was riding his motorcycle June 1 when he was T-boned by a car, CBC reports. Bari’s family is now facing the possibility of bankruptcy, but that wouldn’t be if the crash had happened just 12 hours earlier.

http://www.newser.com/story/232407/crash-hours-after-insurance-change-leaves-family-reeling.html

For Adam and his family

Adam as most of us know was in a terrible motorcycle accident this past week. He has been in critical care and has endured multiple injuries to his body. His recovery is going to be extensive with several surgeries in his future.

https://www.gofundme.com/2758d7u4?rcid=d6c50d68907f11e69998bc764e063e01