I currently reside in Barrie, Ontario with my husband/common-law partner and our beautiful daughter .
We’ve been in 5 motor vehicle accidents in the past two years due to others negligence. We have been in physio and complying with TD auto and BelairDirect only to have them send letters to our home stating that we have the inability to live a normal life and have been denied benefits.
My husband was hit and dragged up Bayfield Street as our daughter and I watched from the car and I had the police on the phone.
We live off $480.80 bi weekly because I lost my job due to the multiple collisions. As I have PTSD, high anxiety, and now borderline personality disorder due to mva – we are unable to work.
My common law partner was in school and had to drop out due to his injuries all with doctors but he is entitled to 0.00?
We fall behind on bills every month and don’t get enough for our rent – as stated we get $480 bi weekly for groceries and car insurance payments, gas, and SickKids hospital appointments for our daughter. I don’t know how we even survive.
We now homeschool our daughter who has sustained injuries in 3 of 5 mvas but she’ll tell you 6. She feels every accident Mom and Dad have been in too. We have begun homeschooling after mva number 3 because SCDSB decided to neglect our daughters needs and injuries and she will soon undergo surgery at SickKids.
NEVER GET INSURANCE FROM A BANK LIKE TD OR A COMPANY LIKE BELAIR DIRECT IF YOU HAVE A POLICY WITH THEM YOU’R SCREWED. THEY DON’T CARE IF YOU’RE INJURED OR CAN’T WORK. NO BENEFITS, LOST SCHOOLING AND CAREER, SOON HOMELESS.
WHAT’S NEXT?
WHAT’S LEFT?
Denied ODSP and any other benefits.
We are now $10,000 in debt with limited treatment to once a week and not even at a reputable mva physio office. We have been going to sports clinic because that’s who would take us.
My doctor has told me I am not normal and now his office refuses to see me and my husband though he knows we’re injured. No doctor, no psychological help, no financial help and now at risk of homelessness all because of TD and BelairDirect.
We have been pleading for help. I deleted my GoFundMe because family thought it was an embarrassment. Our local TV station laughed at my husband today on the phone. We have been emailing and calling the mayor’s office for months and I have been emailing Justin Trudeau for almost a year asking for help.
Get a good lawyer that will fight for you because we’re struggling and we have one. There is absolutely nothing in place for victims and we buy a policy?
We’re going to lose everything and we know we can’t work. We can’t do much or much about it.