Who We Are Activities and Actions

‘FAIR – supporting auto accident victims through advocacy and education’

FAIR Association of Victims for Accident Insurance Reform – for more information visit the Media Releases Page.

2024

FAIR submission to FSRA Auto Ins Rating and Underwriting Supervision Nov 15 2024

FAIR response to Consultation on Proposed Fraud Reporting Service Rule and Guidance Oct 2024

FAIR advance comments Sept 23 2024 on FSRA Reviews re Budget Auto Insurance Reforms

FAIR comment on 24-MOF014 Proposed amendments to the Insurance Act Sept 9 2024

FAIR Letter to Hon. Peter Bethlenfalvy July 5 2024 on opt-in/opt-out

• Response to FAIR Letter to Hon. Peter Bethlenfalvy July 5 2024

FAIR Statement on 2024 Budget and Canadian Disability Benefit CDB April 19 24

FAIR statement on 2024 Budget Mar 27 2024

FAIR response to FSRA consultation on vulnerable consumers Mar 2024

FAIR Submission to CPSO draft Professional Behaviour policy Feb 12 2024

FAIR submission to Pre-Budget Consultation 2024

FAIR Response to Canada Disability Benefit Regulations Consultation Jan 2024

2023

FAIR Submission to FSRA Proposed FY2024 2025 Statement of Priorities ID 2023 012

FAIR submission to FSRA Consultation on Administrative Monetary Penalties May 2023

FAIR submission to CPSO Physician Behaviour in the Professional Environment Policy – Preliminary Consultation May 5 2023

ADDENDUM to FAIR C 22 Submission to SOCI April 11 2023

FAIR submission to SOCI on Bill C 22 April 11 2023

OPEN letter to MPPs + Media re: Ontario Auto Insurance – Protecting Consumers and Taxpayers from Delay, Deny and Download February 23 2023

FAIR submission to Pre-Budget Consultation Feb 14 2023

FAIR submission to CPSO Conflicts of Interest and Industry Relationships Feb 13 2023

2022

FAIR Submission to FSRA Proposed FY2023-2024 Statement of Priorities Nov 2022

FAIR letter to government re ISAC increasing OW and ODSP July 25 22

FAIR Submission to FSRA proposed Principles of Conduct for Insurance Intermediaries May 3 2022 ID 2022-007

FAIR Submission on Principals Based Regulation Guidance No. GR0014APP April 29 2022

FAIR letter to FSRA regarding lack of Consumer inclusion April 11, 2022

FAIR submission to: FSRA’s Guiding Policy Framework on Complaints Resolution and Best Practices No. GR0013INF February 15 2022

2021

FAIR submission to FSRA Proposed FY2021-2022 Statement of Priorities Oct 29 2021

FAIR Submission to FSRA Proposed Unfair or Deceptive Acts or Practices (UDAP) rule August 11 2021

FAIR submission to Proposed Fraud and Abuse Strategy for the Auto Insurance Sector 21-MOF010 July 8, 2021

FAIR submission re Proposal Number 21 MOF004 FSRA CEO exemption orders under section 15.1 of the Act April 2, 2021

FAIR submission to Proposed amendments to Regulation 664 March 29 2021

FAIR submission re Amendments to regulations regarding insurance documents Mar 29 2021

FAIR submission regarding FSRA UDAP Proposed Rule [2020-002] March 18 2021

FAIR submission to 2021 Budget Consultations Feb 12 2021

FAIR Meeting Request with Premier re Civil Juries Jan 14 2021

2020

FAIR feedback on CPSO draft Third Party Medical Reports policy November 2020

FAIR Submission to FSRA proposed 2021-22 Statement of Priorities and Budget ID 2020 014

Auto insurance and CPSO failure to protect patients letter to Minister Elliot Oct 22 2020

FAIR submission + Addendum to Justice Sector Consultation re Mandatory Mediation and One-Judge Model M-2020 10192 Sept 11, 2020

FAIR letter to MAG re Civil Rules Committee July 9 2020

FAIR submission to MAG Consult on Civil Juries June 15 2020

FAIR letter to Minister of Health re access to treatments and Covid19 Apr 29 2020

FAIR submission to CPSO Third Party Expert Reports and Testimony Feb 2020

FAIR submission to Budget Consultations Feb 11 2020

2019

FAIR Submission to Draft 2020-21 FSRA Priorities and Budget ID 2019-007 Nov 18 2019

FAIR submission to Review of Family and Civil Legislation, Regulations, and Processes July 30, 2019

FAIR submission to Auto Insurance Survey Feb 14 2019

FAIR Submission to FSRA Priorities and Budget Consultation Feb 6 2019

FAIR Submission to Pre-Budget Jan 29 2019

2018

FAIR letter to Brian Mills Nov 2 2018 re insurers non payment of HST

When insurers don’t pay, the taxpayer does – How the Ontario taxpayer is subsidizing wealthy auto insurers October 4 2018

FAIR submission on Contingency Fee Reforms Consultation March 2018

FAIR Letter to Civil Rules Committee +AG Feb 2 2018

2017

FAIR response to Fair Benefits, Fairly Delivered September 15 2017

OPEN LETTER sent to MPPs and media Sept 8 2017

Letter to Civil Rules Committee September 5 2017

FAIR David Marshall consult speech Aug 2017

FAIR Submission to LAT ACRB FSC Common Rules of Rules of Practice and Procedure Review Spring 2017

FAIR Submission to FSCO Draft 2017 Statement of Priorities May 26 2017

FAIR submission to CPSO Uninsured Services Billing and Block Fees draft policy May 1 2017

FAIR submission to Budget Consultation February 15 2017

FAIR Letter to CPSO Jan 12 2017 re IMEs and Forms

2016

FAIR Submission to LSUC on Advertising and Fee Arrangements Oct 2016

Letter & Petition FAIR

FAIR Submission to FSCO Draft 2016 Statement of Priorities

FAIR comment on Proposed amendments to Insurance Act regulations regarding the Ontario AIDRS Feb 12 2016

FAIR submission to the Proposed By-Law Amendment Posting of Quality Assurance Committee SCERPs Feb 10 2016  (CPSO)

Open Letter sent to MPPs + media Feb 2 2016 re pre-budget hearings

FAIR submission to the Pre-budget Consultation February 2 2016

FAIR submission to the Proposed Revised Rules of Practice and Procedure for the Licence Appeal Tribunal Jan 22 2016

Letter to CPSO Jan 15 2016

2015

FAIR response to Review of the Mandates of the Financial Services Commission of Ontario, Financial Services Tribunal, and the Deposit Insurance Corporation of Ontario

FAIR letter to SLASTO Dec 16 2015

2015.10.16 – SLASTO Reply Letter – FAIR

FAIR letter to the Attorney General re LAT advisory panel Sept 30 2015

FAIR response to the Draft Superindendent’s Common Traffic Impairment (CTI) Guideline Sept 11 2015

FAIR response to the Final Report of the Minor Injury Treatment Protocol Project July 31 2015

FAIR submission to Minister of Finance regarding SABS June 2015

FAIR submission to FSCO Statement of Priorities 2015                                                      FSCO’s Draft 2015 Statement of Priorities  

FAIR Bill 91 submission to Standing Committee on Finance and Economic Affairs May 25 2015

FAIR reaction to Budget April 28 2015

FAIR letter to CPSO regarding Transparency Project Phase 2 Mar 31 2015

FAIR submission to 2015 Pre-budget Consultation

 2014

Letter to MPPs regarding medical file manipulations Dec 23 2014

FAIR statement to CPSO consultation on Dec 2 2014

FAIR Submission Bill 15 Standing Committee on General Government November 2014

FAIR response to Proposed Amendment to O. Reg. 34 – 10 Reduced Prejudgment Interest Rate    Nov 6 2014

FAIR Submission Bill 15 Standing Committee on General Government November 2014

Before you pass Bill 15   Nov 14, 2014

FAIR at STANDING COMMITTEE ON GENERAL GOVERNMENT November 5, 2014 Fighting Fraud and Reducing Automobile Insurance Rates Act

FAIR Response to KPMG Survey  August 2014

FAIR response to FSCO Draft Statement of Priorities 2014 May 30 2014

FAIR Submission on Bill 171 April 30 2014

FAIR Submission to the 3 Year Review March 31 2014 (1)

FAIR Open Letter to Wynne, Sousa, Matthews March 20 2014

Media release FAIR response to the Dispute Resolution System Review Feb 21 2014

Jan 24 2014 FAIR submission to Pre-Budget Consultations

FAIR letter to the DRS Panel January 15, 2014

2013

Dispute Resolution System Review (DRS) for more information on the review and the submissions of stakeholders visit: http://www.fin.gov.on.ca/en/autoinsurance/drs-final-report.html

FAIR response to the Ontario Dispute Resolution System Review Interim Report December 2 2013

FAIR letter to ADR Reform Oct 11 2013

FAIR submission to the Ontario Dispute Resolution System Review September 20 2013

April 17 2013 FAIR appeared in front of the Standing Committee on General Government

March 21 2013 FAIR appeared at the Standing Committee on Finance and Economic Affairs Pre-budget Consultations

Sept 30 2013 FAIR submission to the Review of Ontario Regulation 237-13 Industry-wide Rate Reduction Target

Ministry of Finance of Ontario (MOF) on the issue of Catastrophic Impairment Definitions

Sept 5 2013 FAIR response on Stakeholder Round Table on Catastrophic Impairment

Dispute Resolution System (DRS) at the Financial Services Commission of Ontario (FSCO).

Sept 20 2013 FAIR submission to Ontario Dispute Resolution System Review

Dec 2 2013 FAIR Response to the Ontario Dispute Resolution System Interim Report

Ministry of Finance in respect to Ontario’s Insurance Adjusters

Sept 30 2013 FAIR submission to Consultation on Modernizing Disciplinary Hearings for Insurance Agents and Adjusters

College of Physicians and Surgeons of Ontario regarding Third Party IME vendors and Transparency.

Aug 26 2013 FAIR Letter to College of Physicians and Surgeons of Ontario Regarding Transparency

Nov 11 2013 FAIR Response to CPSO Draft Transparency Principles

Minister of Health and Ontario’s regulatory oversight bodies in respect to the treatment of MVA victims

Sept 16 2013 FAIR Letter to Ontario Regulatory Colleges Reducing Fraud with Transparency

June 2013 Reforming FSCO Speech

Dealing with Catastrophic Injuries YouTube

2012

May 28, 2012 Standing Committee on General Government Automobile Insurance Review

Aug 10 2012 FAIR Response on Definition of Catastrophic Impairment

Aug 17 2012 FAIR response to The College of Physicians and Surgeons of Ontario Medical Expert: Reports and Testimony Draft Policy

Aug 27 2012 FAIR Response to Anti-Fraud Task Force Status Update

Nov 20 2012 FAIR Response to Anti-Fraud Task Force Report

Dec 5 2012 FAIR Letter to the Minister of Health Regarding Transparency